I have to put out a plea to my fellow military families out there.  If you are unhappy in housing, GIVE ME A CALL!  I have experience with VA loans, and I really feel that right now is the most opportune time for service members to buy.  This past year BAH rates went up pretty significantly, and the VA Loan program is one of the BEST right now!  If you will see in my earlier blog, two years ago it was "still alive" but it looked less enticing when compared to the CalHFA and other first time buyer programs.  Well my friends, with tighter lending restrictions came the end to most of those programs, and CalHFA no longer has a zero-down option.  We are in the unique situation of having one of the most stable jobs in the economy right now, an awesome Home Loan Program with a rate lower than most conventional loans at present, an increased BAH rate in the San Diego area,  one of the ONLY programs with a zero-down option, AND a wealth of distressed properties ripe for the picking!  The last two deals I closed were BOTH VA loans with no down, BOTH purchasing under $300k, in what touts itself as the "Best New Home Community" in San Diego for ten years running.  One of the properties actually appraised for $15k OVER what my clients paid for it!  If you are thinking about buying, give me a call or shoot me an email.  ALL inquiries are NO-OBLIGATION!  I can get you invaluable information to help you make an informed decision, and if you do choose to buy, you can do so with the knowledge that you have an agent by your side who has learned how successfully navigate THIS market. 

 

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